Tom Hegna CLU, ChFC, CASL, is an author, speaker, and economist. He has been a top-rated industry speaker for many years and is considered by many to be THE Retirement Income Expert! As a former Senior Executive Officer at New York Life, retired Lieutenant Colonel, and economist,

Tom has delivered over 5,000 seminars, helping Baby Boomers and seniors retire the “optimal” way. He specializes in creating simple and powerful retirement solutions based on math and science – not opinions. He has the unique ability to pump up a crowd, make people laugh, and solve complex financial problems using easy-to-understand words, ideas, and stories.

About Us: TomHegna.com has a single mission to help the world's population understand math and science to retire happy. It was built by Tom Hegna for those seeking to retire happy, and financial professionals who want to help their clients retire happy. Retired Lieutenant Colonel, Tom Hegna is an economist, bestselling author, the PBS television show host of “Don’t Worry Retire Happy,” and sought after keynote speaker — he is currently considered to be THE Retirement Income Expert! Products and services include books, audio programs, video programs, easy-to-understand guides and white papers, online training & coaching programs, and keynote speaking.